Legal

Terms of Service

Effective November 3, 2026 · Verkle, a service of One Matter Inc. · verkle.ai

Please read these terms carefully. Section 18 contains a binding individual arbitration agreement and a class-action waiver that affect how disputes are resolved. You can opt out of arbitration within 30 days, as explained in section 18.7. Sections 15 and 16 limit our responsibility to you. Verkle never deletes or moves your files without your approval, but you are responsible for checking a cleanup before you approve it.

1. The agreement

These Terms of Service ("Terms") are a binding agreement between you and One Matter Inc., a Delaware corporation doing business as "Verkle" ("we", "us", "our"), governing your access to and use of the Verkle website at verkle.ai, the Verkle web application, and related emails, support and features (the "Service"). By creating an account, checking a box or clicking a button that refers to these Terms, or using the Service, you agree to these Terms and to our Privacy Policy and Consumer Health Data Privacy Policy, which are incorporated by reference. If you don't agree, don't use the Service.

If you use the Service on behalf of a company or other organisation, you represent that you have authority to bind it, and "you" includes that organisation.

2. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Service. You may not use the Service if you are barred from doing so under the laws of the United States or your country, or if you are located in, or ordinarily resident in, a country or region subject to comprehensive US sanctions, or are on any US government list of prohibited or restricted parties.

3. Your account

4. The Service

Verkle helps you understand and tidy files you choose from services you connect (such as Google Drive, Google Photos and Microsoft OneDrive) and from your devices (including your iCloud Drive folder and iCloud Photos you pick). It uses artificial intelligence to sort your files, identify likely duplicates and clutter, answer questions about them, and, only when you approve, move files to the trash or recycle bin of the service they came from, or to a "Verkle Trash" folder on your computer. For some services (such as Google Photos and iCloud Photos), the provider doesn't allow apps to delete items, so Verkle gives you a checklist and you delete them yourself.

We may change, add or remove features from time to time. If we remove a significant paid feature, we will give you reasonable notice, and if you have prepaid for a period you can no longer use as described, a pro-rata refund for that period. Some features may be labelled beta or preview; they are provided as they are and may change or end.

Verkle is not a backup or archiving service. Keep your own backups of anything important. Verkle offers to make a backup before cleanups as a convenience only.

5. Cleanups and your files

6. AI results

Verkle's categories, summaries, "duplicate" and "not needed" suggestions, and chat answers are generated automatically and may be inaccurate, incomplete or inappropriate. Two files that look alike may not be identical, and a file the AI thinks is clutter may matter to you. Always review before relying on a result or approving a cleanup. AI outputs are not legal, tax, financial, medical or other professional advice, even when a file is labelled, for example, "Tax Documents" or "Healthcare & Medical". Don't use the Service to make decisions that could have legal or similarly significant effects on anyone.

7. Your content

8. Connected services

The Service works with services provided by others, such as Google, Microsoft, Apple, Stripe and their APIs ("Third-Party Services"). Your use of each Third-Party Service is governed by its own terms and privacy policy. We don't control Third-Party Services and are not responsible for them, including their availability, security, data handling, the permissions they offer, or changes that affect the Service (for example, if a provider limits or withdraws access). You can disconnect a Third-Party Service at any time. Google, Google Drive, Google Photos, Microsoft, OneDrive, Apple, iCloud and other names are trademarks of their owners; Verkle is not affiliated with, sponsored or endorsed by them.

9. Acceptable use

You agree not to, and not to help anyone else to:

10. Plans, free trial and billing

11. Our property

The Service, including its software, design, text, graphics, logos, the "Verkle" name and mark, and all related intellectual-property rights, belongs to us or our licensors. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable licence to use the Service for your personal or internal business purposes. All rights not expressly granted are reserved.

12. Feedback

If you send us ideas or suggestions, you allow us to use them without restriction or payment to you. This doesn't give us any rights in your content.

13. Privacy

Our Privacy Policy and Consumer Health Data Privacy Policy describe how we handle personal information. Verkle's use of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements.

14. Ending the agreement

15. Disclaimers

TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT AND OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT AND ACCURACY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE OR ERROR-FREE, THAT AI RESULTS WILL BE ACCURATE OR COMPLETE, THAT ANY FILE WILL BE PRESERVED, RESTORABLE OR CORRECTLY IDENTIFIED, OR THAT THIRD-PARTY SERVICES WILL REMAIN AVAILABLE. YOU ARE SOLELY RESPONSIBLE FOR REVIEWING CLEANUPS BEFORE YOU APPROVE THEM AND FOR KEEPING BACKUPS OF YOUR FILES. SOME JURISDICTIONS DON'T ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.

16. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW: (A) One Matter Inc. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF DATA, FILES, PROFITS, REVENUE, GOODWILL OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THEIR POSSIBILITY; AND (B) OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (i) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM AND (ii) US$100.

These limits apply even if a remedy fails of its essential purpose, and they reflect an allocation of risk that is a basis of the bargain between us. Nothing in these Terms limits liability that cannot be limited under applicable law, such as liability for fraud, gross negligence, wilful misconduct, or death or personal injury caused by negligence, or your rights under consumer-protection laws that cannot be waived. It also does not limit our liability for moving or deleting files you did not approve.

17. Indemnity

To the extent permitted by law, you will defend, indemnify and hold harmless One Matter Inc. and its officers, directors, employees and agents from and against third-party claims, and related losses, liabilities and reasonable costs (including reasonable lawyers' fees), arising from (a) your content, including any claim that you had no right to use it with the Service, (b) your breach of these Terms, or (c) your violation of law or of anyone's rights. We will notify you of the claim and may participate in the defence with our own counsel.

18. Disputes, binding arbitration and class-action waiver

18.1 Talk to us first. Most concerns can be resolved quickly. Before starting any formal proceeding, the person or company making a claim must send an individual written notice, personally signed by that party, giving their name, the email address of their Verkle account (if any), a description of the claim and the relief requested. Send notices to us at support@verkle.ai or by mail to One Matter Inc., 3733 160th PL SE, Bothell, WA, 98012; we will send any notice to the email address on your account. We'll both try in good faith to resolve the dispute for 60 days. Any time limit to bring a claim is paused during this period.

18.2 Agreement to arbitrate. If we can't resolve it, you and we agree that any dispute, claim or controversy arising out of or relating to these Terms or the Service (including their formation, interpretation and validity, and whether a dispute is arbitrable, which the arbitrator decides, except that a court decides disputes about the enforceability of sections 18.5 and 18.6) will be resolved by binding individual arbitration rather than in court, except as stated in section 18.4. The Federal Arbitration Act governs this section.

18.3 How it works. Arbitration will be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules (or, for business users, its Commercial Arbitration Rules), available at adr.org, by a single arbitrator. Unless you and we agree otherwise, hearings will take place by video conference or, if in person, in the county where you live (for consumers) or in King County, Washington (for business users). Fees are paid as set out in the AAA rules; for consumer claims, we will pay any filing, administration and arbitrator fees beyond what you would pay to file in court, unless the arbitrator finds your claim frivolous. The arbitrator may award the same individual relief a court could, but only to the extent needed for your individual claim.

18.4 Exceptions. Either of us may bring an individual claim in small-claims court if it qualifies, and either of us may ask a court for an injunction to stop infringement or misuse of intellectual property or unauthorised access to the Service.

18.5 Class-action and jury waiver. You and we each give up the right to a jury trial and to bring or take part in a class, collective, consolidated or representative action or arbitration. Claims must be brought individually, and this includes any claim for public injunctive relief to the extent the law allows it to be waived. If a court decides that this waiver can't be enforced for a particular claim or remedy, that claim or remedy (and only that one) will be severed and decided in court, after the individual arbitration of the remaining claims.

18.6 Mass filings. If 25 or more similar demands for arbitration are filed against us by the same or coordinated counsel, the AAA's Mass Arbitration Supplementary Rules apply.

18.7 Opting out. You may opt out of this arbitration agreement within 30 days after you first accept these Terms, by emailing support@verkle.ai with the subject "Arbitration opt-out", or by writing to One Matter Inc., 3733 160th PL SE, Bothell, WA, 98012, in either case with your name and account email address. Opting out doesn't affect any other part of these Terms.

18.8 Changes. If we change this section, the change won't apply to a dispute you notified us of before the change, and you may reject the change by emailing us within 30 days of it, in which case the previous version applies to you.

18.9 Courts. For any dispute not subject to arbitration, you and we agree to the exclusive jurisdiction of the state and federal courts located in King County, Washington, and waive any objection to venue there. If you are a consumer, nothing in this section stops you from bringing a claim in the courts where you live if your local law gives you that right.

19. Governing law

These Terms, and any dispute between you and us, are governed by the laws of the State of Washington, USA, and applicable US federal law, without regard to conflict-of-law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply. If you are a consumer living outside the United States, you also keep the protection of any mandatory provisions of the law of the country where you live.

20. Changes to these Terms

We may update these Terms from time to time. We will change the effective date at the top and, for material changes, notify you by email or in the Service at least 30 days before they take effect (unless a change is required by law or to address a security issue sooner). If you keep using the Service after changes take effect, you accept them. If you don't agree, stop using the Service and delete your account.

21. General

22. Contact

One Matter Inc. (doing business as Verkle)
3733 160th PL SE, Bothell, WA, 98012
support@verkle.ai